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Okay, so I don't know if this is in the right spot. Hopefully it is. Sorry if it isn't.
So I was at the grocery store today, and I stopped to look at the BARF dog food section where they had some treats and doggy ice cream and yadda yadda. I found this little brochure for Pet Health Insurance, and I looked at it. It would cost me about $120 a month to insure all five of my babies! I mean, yeah, it could come in handy down the road if one of them were to have an accident, but when you think about it, you're basically paying more than you would be getting back, because if you add it all together (they cover until nine years of age), $13,000, and they'll only cover up to $12,000 accident, $10,500 illness, AND you have to pay a copay of $50 for each visit. If you take two visits a year to the vet PER pet (could be less or more, depending), that's $4,500 extra, bringing your total payments up to nearly $17,500!!! Not only that, but who's to say you even have enough accidents to add up to the full amount in which they'll pay?
Is it just me, or is anyone else here willing to take their chances?
Anyone actually have pet insurance?
Anyone actually have GOOD pet insurance that isn't an arm and a leg?
So I was at the grocery store today, and I stopped to look at the BARF dog food section where they had some treats and doggy ice cream and yadda yadda. I found this little brochure for Pet Health Insurance, and I looked at it. It would cost me about $120 a month to insure all five of my babies! I mean, yeah, it could come in handy down the road if one of them were to have an accident, but when you think about it, you're basically paying more than you would be getting back, because if you add it all together (they cover until nine years of age), $13,000, and they'll only cover up to $12,000 accident, $10,500 illness, AND you have to pay a copay of $50 for each visit. If you take two visits a year to the vet PER pet (could be less or more, depending), that's $4,500 extra, bringing your total payments up to nearly $17,500!!! Not only that, but who's to say you even have enough accidents to add up to the full amount in which they'll pay?
Is it just me, or is anyone else here willing to take their chances?
Anyone actually have pet insurance?
Anyone actually have GOOD pet insurance that isn't an arm and a leg?